Close Credit Card
It may seem like common sense to close a credit card if you are not using it, but this is not usually the case. You should never be in a hurry to close out an existing credit account. The first…read more
Credit Cards
You may want to know the perfect number of credit cards that you should have, but there is no ideal number. FICO has done a recent analysis of individuals with excellent credit scores over 800 (with 750 to 850 being…read more
You can not apply for a credit card by yourself until you are at least 18 years of age. This does not mean that you will automatically be approved for such a card when you become an adult.  Legally you…read more
No, it’s never too late to work on building your credit. You may feel that in the second half of your life you have missed the credit train, but this is not the case.  Credit applications do not have any…read more
What does it take to get your first credit card? You need an income in order to qualify for a credit card. The Credit Card Act of 2009 set new standards for protecting consumers. The act does not require a…read more