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Credit Basics

How Long Does it Take to Build Good Credit?

You want to have instant good credit, but it does not work that way. It would also defeat the purpose of the whole credit score idea. More to that later… You will need about six months of on time payment…read more
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Credit Basics

How Do Credit Cards Work?

The Consumer Point of View From a consumer point of view (your viewpoint), credit cards are simply cards made out of plastic that permit you to access a credit card issuer’s credit limit that they have provided to you. This…read more

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