How to Avoid Credit Collection Scams
Many lenders and creditors rely on third party companies in the debt collection business to go after delinquent accounts. Credit card companies use debt collectors like these to pursue charged off accounts all the time. Many debt collectors who call…read more
How to Repair Your Credit If Your Identity Has Been Stolen
The most important thing with repairing your credit report after your identity has been stolen is to move fast and with patience. The quicker you are able to find and dispute fraud, the easier it will be to have them…read more
What is the Lending Act and Fair Credit Reporting Act?
Understand The Truth in Lending Act The government passed the Truth in Lending Act back in 1968. It was intended to make sure that you the consumer are fairly treated by lending businesses. You must be correctly informed on the…read more
How to Make Use of The Fair Debt Collection Practices Act?
The government passed a law that protects you from debt collectors and their predatory practices. This Fair Debt Collection Practices act gives you many rights with the collections of debt. They are not allowed to contact you late at night,…read more
3 Quick and Easy Approaches To Increase Your Credit Score
How to Instantly Gain 20 to 30 Points to Your Score There are two things that you can do to easily and relatively quickly improve your credit score. By making all of your bill payments on time, the credit bureaus…read more