What Can I Do When My New Credit Is Denied?

When you have new credit denied, it is possible to have the creditor reconsider your application. This starts with finding out why the application got denied in the first place. It is easy to learn why your application met with denial. Lenders have to give you an adverse action letter to explain why you were… continue reading.

Is It Possible to Have Too Many Credit Cards?

There is no straightforward answer to the question how many credit cards are too many. The average American has three open credit cards. If you have so many that you can not manage to keep up with the monthly payments, due dates, interest rates, fees, charges, and other important information then this is too many. … continue reading.

High Credit Score Secrets

Poor Credit Score Could Cost You Hundreds of Thousands of Dollars! Increasing your score from ‘fair’ to ‘good’ saves you an average of $86,200* over a lifetime. Image what you could do with that money. Did you know that 82% of financial problems are due to a lack of credit card knowledge? With over 75… continue reading.

What Is The Best Credit Card to Start Building Credit?

The best of so-called starter credit cards were crafted with new cardholders like you in mind. Each of the best new credit accounts will report your timely payment history to each of the three major credit bureaus. While secured credit cards are a great option for new credit holders, there are some that do not… continue reading.

What Is The Best Credit Card For Travel And Airline Miles?

The Chase Sapphire Preferred credit card has been named the best credit card for travel and airline miles by many top review sites including Forbes.com. One of its greatest appeals is the upfront sign up bonus. Once you spend $4,000 over the first three months, you receive 60,000 points.  These points translate to $750 in… continue reading.