How Do I Handle Bankruptcy on My Credit Report?

There are two key ways that you need to handle bankruptcies on your credit report. Both of these involve tackling the bankruptcy head on instead of attempting to hide from it. One silver lining in a bankruptcy is that it erases your delinquent and outstanding account balances. Your credit report will display $0 balances on… continue reading.

Step by Step Instructions to Repairing Your Own Credit

There is an easy to follow set of ten steps to follow to repairing your own credit. This is not rocket science, but it does require some patience, persistence, and a little bit of elbow grease. Roll up your sleeves to do the following steps on your own. 1. Obtain the Most Recent Copies of… continue reading.

The Main Advantage of Doing Your Own Credit Repair

You have seen ads on television for credit repair or heard them over the radio. The good news is that you do not have to engage a credit repair professional in order to repair your credit. In fact, credit repair companies can not do anything for you to improve your credit that you can not… continue reading.

How to Handle Medical Collections on Your Credit Report

Medical collections are a pressing issue for many consumers today thanks to inadequacies in the health care system in America. Medical collections are those that specifically pertain to an unpaid medical bill. Such an account sent to collections will probably cause a negative effect on your credit scores. There are a few ways of addressing… continue reading.

How to Repair Your Credit If Your Identity Has Been Stolen

The most important thing with repairing your credit report after your identity has been stolen is to move fast and with patience. The quicker you are able to find and dispute fraud, the easier it will be to have them removed.  The first thing that you should do is call the credit bureaus and request… continue reading.