Best Way to Pay off My Student Loan

If you are looking for the best way to pay off your student loan, there are several useful strategies that you can follow. The most effective method to pay down the loan quickly is to make a larger payment than the minimum amount that you owe every month.  It works because the more money you… continue reading.

Close Credit Card

It may seem like common sense to close a credit card if you are not using it, but this is not usually the case. You should never be in a hurry to close out an existing credit account. The first reason is that closed accounts will be dropped from your credit report in time. This… continue reading.

Credit Cards

You may want to know the perfect number of credit cards that you should have, but there is no ideal number. FICO has done a recent analysis of individuals with excellent credit scores over 800 (with 750 to 850 being considered the excellent category).  They found that these people have three open credit cards on… continue reading.