How Do I Remove Negative Entries From My Credit Report?

The more serious the derogatory item on your credit report, the harder it will be for your credit repair company to get it completely removed. They will likely find that correctly reported collections and charge offs can only be removed by the use of tactic number three above with a Pay for Delete compromise.  This… continue reading.

How Do I Access Information from Specialized Bureaus?

Besides the big three credit reporting bureaus of Experian, Equifax, and TransUnion, there are also some specialized consumer bureaus that contain important information which can definitely affect your finances. You can gain access to these if you need to. The most important of these for most consumers is the ChexSystems. ChexSystems When you go into… continue reading.

Can I Remove Foreclosure Remarks From My Credit Report?

Foreclosures have a devastating impact on your credit report. The good news is that these are easier to get removed than other derogatory items. Lenders have made countless mistakes with foreclosures in the past, forcing some financial institutions to have to offer restitution to consumers when they mismanaged their foreclosures. Among these errors were rubber… continue reading.

How Do I Handle Bankruptcy on My Credit Report?

There are two key ways that you need to handle bankruptcies on your credit report. Both of these involve tackling the bankruptcy head on instead of attempting to hide from it. One silver lining in a bankruptcy is that it erases your delinquent and outstanding account balances. Your credit report will display $0 balances on… continue reading.

How to Handle Medical Collections on Your Credit Report

Medical collections are a pressing issue for many consumers today thanks to inadequacies in the health care system in America. Medical collections are those that specifically pertain to an unpaid medical bill. Such an account sent to collections will probably cause a negative effect on your credit scores. There are a few ways of addressing… continue reading.