Let’s turn our attention to an area that has become an epidemic – student loans and the inability of young individuals to ever repay them. The latest figures as of time of publication have student loans at over $1.4 trillion dollars and climbing. Many of these borrowers will fall behind on payments and eventually default… continue reading.
One that will not harm your credit score! If you find that you have started living from one pay check to the next, or have become worried about keeping to a budget, then you should start seeking out a good credit counsellor before you fall behind on your credit card bills and loan payments. Credit… continue reading.
Sometimes events beyond your control (or mistakes that you made when you were younger and foolish) catch up with your credit and personal finances. At this point, it may actually be your best option to get a fresh start through filing for bankruptcy. The downside is that for the next several years, you will be… continue reading.
The more serious the derogatory item on your credit report, the harder it will be for your credit repair company to get it completely removed. They will likely find that correctly reported collections and charge offs can only be removed by the use of tactic number three above with a Pay for Delete compromise. This… continue reading.
Getting specific derogatory items removed from your credit report is an essential part of credit repair and improving your personal credit score. There are four different ways to approach this successfully, and any good credit repair company will likely pursue as many of them as necessary (and even concurrently) to get your desired results. 1…. continue reading.