Let’s turn our attention to an area that has become an epidemic – student loans and the inability of young individuals to ever repay them. The latest figures as of time of publication have student loans at over $1.4 trillion dollars and climbing. Many of these borrowers will fall behind on payments and eventually default… continue reading.
One that will not harm your credit score! If you find that you have started living from one pay check to the next, or have become worried about keeping to a budget, then you should start seeking out a good credit counsellor before you fall behind on your credit card bills and loan payments. Credit… continue reading.
There may be times when you need to avail yourself of credit counselling services to help protect your credit. This is nothing to be ashamed of, it only means that you have gotten in over your head with your revolving carried debt. Attacking the problem head on is the best way to solve it. Remember… continue reading.
Protecting your credit is a lifelong proactive task. Here are the seven steps that you should follow to help ensure that you do not suffer a loss of credit score points along the journey. 1. Keep Divorce From Destroying Your Credit Divorce is unfortunately a reality for more than half of marriages in America today…. continue reading.
If you become a victim of identity theft, you will unfortunately be in nearly the majority with consumers in the United States today. In the last five years, around 48 percent of Americans have had their identities stolen, creating huge amounts of trouble and chaos in their lives. Here are the ten steps which you… continue reading.