100 Most Common Credit Score Questions Answered

Credit Basics – How to Use Credit Cards

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Build Credit – How to Build Excellent Credit

  • Go Green – The Top 4 Environmentally-Friendly Credit Cards
    The movement to make your daily spending habits more green is increasingly gaining popularity and traction. Now there are credit cards that are considered to be environmentally friendly. Several banks and well known credit issuers provide these socially conscious accounts.
  • The Top 5 Credit Building Cards for Your Retirement
    Retirement means a brand new lifestyle. If your new direction includes daily eating out, travelling, doing home improvements, or taking it easy, there are a variety of best credit cards for your newfound lifestyle. We look at these top credit
  • The Top 5 Credit Building Cards for High Rollers
    High rollers are at that eviable stage in life where they enjoy being handsomely rewarded for their business. This is where the premium credit cards come in with their larger than life rewards. Higher rewards rates, travel credits, and richer
  • The Best Credit Building Cards for Lower Income Earners
    In today’s increasingly digital world, credit cards are now a necessity. The good news is that they do not have to be a costly one. If you suffer from fair or bad credit, you may just be starting your credit
  • What Are The Best Credit Building Cards For Families?
    If you find yourself with a new and growing family, it is a good bet that you will need credit cards that grow into this role alongside your newfound expenses and responsibilities. Such credit cards understand your new family’s needs
  • The Best Credit Cards for Teens, Students, and Young Adults
    The best starter cards in these categories enable you to establish credit without having to pay dearly in fees or to give up all of your rewards benefits. Here we look at four of the top recommended cards in this
  • What Are The Best Credit Cards for Starters?
    As a first time credit card user, the deck is stacked against you. These cards help you to overcome these sometimes seemingly insurmountable odds and establish a credit history. Such cards maintain minimal (if any) credit requirements and allow you

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Credit Score – How to Improve Your Credit Score

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Credit Report – How to Get it Free And What’s Inside

  • How Do I Remove Negative Entries From My Credit Report?
    The more serious the derogatory item on your credit report, the harder it will be for your credit repair company to get it completely removed. They will likely find that correctly reported collections and charge offs can only be removed
  • How Do I Access Information from Specialized Bureaus?
    Besides the big three credit reporting bureaus of Experian, Equifax, and TransUnion, there are also some specialized consumer bureaus that contain important information which can definitely affect your finances. You can gain access to these if you need to. The
  • How Can I Remove Foreclosure Remarks From My Credit Report?
    Foreclosures have a devastating impact on your credit report. The good news is that these are easier to get removed than other derogatory items. Lenders have made countless mistakes with foreclosures in the past, forcing some financial institutions to have
  • How Do I Handle Bankruptcy on My Credit Report?
    There are two key ways that you need to handle bankruptcies on your credit report. Both of these involve tackling the bankruptcy head on instead of attempting to hide from it. One silver lining in a bankruptcy is that it
  • How to Handle Medical Collections on Your Credit Report
    Medical collections are a pressing issue for many consumers today thanks to inadequacies in the health care system in America. Medical collections are those that specifically pertain to an unpaid medical bill. Such an account sent to collections will probably
  • How to Clean Up Late Payment Remarks with Your Creditor
    You should avoid late payments on your credit report as much as possible. Even a single late payment of over 90 days notated can cause your credit score to drop from 90 to 110 points.  There are some things that you
  • What is the Lending Act and Fair Credit Reporting Act?
    Understand The Truth in Lending Act The government passed the Truth in Lending Act back in 1968. It was intended to make sure that you the consumer are fairly treated by lending businesses. You must be correctly informed on the

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Credit Repair – How to Do it Yourself

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Credit Protection – How to Safeguard Your Credit

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